In 2026, the Moroccan minimum wage — officially the SMIG — reaches 3 111 MAD gross per month, with a progressive increase confirmed for 2026-2027 as part of the national social dialogue. Whether you are an employee, employer, or candidate for expatriation: mastering the Moroccan minimum wage 2026, its net amount, its calculation and its recent developments is essential for negotiating or comparing your compensation on the Moroccan market.
Moroccan minimum wage 2026: SMIG and legal minimum wage
The guaranteed interprofessional minimum wage (SMIG) in Morocco is set at 3 111 MAD per month since 2024 (approximately 310 USD), following the progressive increases implemented since 2022. In the agricultural sector, the SMAG (guaranteed agricultural minimum wage) is slightly lower, at approximately 2 300 MAD/month. The government has announced a new progressive increase for 2026-2027 as part of the social dialogue.
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Average salaries by sector in Morocco
| Sector | Average salary (MAD/month) | Average salary (USD/month) |
|---|---|---|
| Technology / IT | 12 000 – 25 000 | 1 200 – 2 500 |
| Finance and banking | 9 000 – 20 000 | 900 – 2 000 |
| Automotive industry | 6 000 – 15 000 | 600 – 1 500 |
| Tourism and hospitality | 4 500 – 9 000 | 450 – 900 |
| Trade and distribution | 4 000 – 8 000 | 400 – 800 |
| Education (private) | 5 000 – 10 000 | 500 – 1 000 |
| Healthcare (public) | 5 500 – 12 000 | 550 – 1 200 |
| Agriculture | 2 300 – 4 000 | 230 – 400 |
If you are part of the Morocco diaspora and send part of this salary to your family, Wise applies the real market exchange rate and displays its fees upfront — without the hidden margin of traditional banks.
Salaries in Casablanca vs other cities
Casablanca, the economic capital of Morocco, concentrates the headquarters of major companies and offshore service hubs (Casablanca Finance City, CasaShore). Salaries there are on average 20 to 35% higher than the national level:
- Casablanca: +25 to +35% above the national average
- Rabat: +15 to +20% (strong presence of public administration and international organizations)
- Tanger: +10 to +15% (automotive industrial zone, free-zone)
- Marrakech: levels close to the national average, high demand in tourism
- Fès, Meknès, Oujda: 10 to 20% below the national average
High-growth sectors for salaries in 2026
Morocco benefits from sectoral strengths that drive the rise of skilled salaries:
- Automotive industry: Renault (Tanger), Stellantis, and around a hundred equipment suppliers employ more than 200 000 people. Engineer profiles (5–15 years of experience) can reach 15 000–25 000 MAD/month.
- Offshore and BPO: Casablanca and Rabat host service centers for French and European companies. Salaries in IT, finance and accounting are 30 to 50% higher than in the public sector.
- Renewable energy: Morocco targets 52% renewable energy by 2030. Engineer profiles in solar and wind energy are in high demand.
- Tourism: Post-pandemic rebound with 14 million visitors in 2025. High-end hospitality jobs offer competitive salaries + benefits in kind.
Morocco in the African context
With a Morocco GDP in 2026 of approximately 160 billion USD and a GDP per capita of 4 200 USD, Morocco ranks among intermediate African economies. The gross national income (GNI) per capita in purchasing power parity exceeds 9 000 USD, placing Morocco in the “upper middle income” category according to the World Bank. Also consult our African salary comparison to position Morocco within the region.
Evolution of the Moroccan SMIG since 2022
In Morocco, the term SMIC (Salaire Minimum Interprofessionnel de Croissance) is often used by analogy with France, but the official designation is SMIG (Salaire Minimum Interprofessionnel Garanti). In 2026, the SMIG is set at 3 111 MAD gross per month for the non-agricultural sector, equivalent to approximately 310 USD, following the successive increases implemented since the social agreement of 2022.
For the agricultural sector, the SMAG (Salaire Minimum Agricole Garanti) applies, established at approximately 2 300 MAD/month. A new progressive increase is expected over the 2026-2027 period, in line with the commitments made by the Akhannouch government as part of the tripartite social dialogue (government, employers, trade unions).
These thresholds constitute a legal floor: every employer in the formal sector is required to comply with them or face penalties provided for under the Moroccan Labour Code. In practice, the median salary in the formal sector exceeds this minimum, but a significant proportion of workers in the informal sector — estimated at nearly 30% of total employment — remains outside this regulatory framework.
| Category | Minimum wage 2026 (MAD/month) | USD equivalent |
|---|---|---|
| SMIG (non-agricultural sector) | 3 111 MAD | ~310 USD |
| SMAG (agricultural sector) | ~2 300 MAD | ~230 USD |
How has the Moroccan SMIG evolved since 2022?
The trajectory of increases in the SMIG in Morocco has accelerated since 2022, driven by imported inflation (energy, food) and trade union pressure. Here are the main milestones of this progressive increase:
- 2022: The SMIG was approximately 2 828 MAD/month, before the first tranche of increases under the social agreement of July 2022.
- 2023: First effective increase bringing the SMIG to approximately 2 970 MAD/month (+5%).
- 2024: Second tranche applied, raising the threshold to 3 111 MAD/month.
- 2026-2027: A new increase is planned, with the exact rate to be determined at the conclusion of the ongoing social dialogue negotiations. Trade unions (CDT, UMT, FDT) are calling for a SMIG of 3 500 MAD by 2027.
This progression remains modest in the face of cumulative inflation of more than 15% over the 2021-2024 period in Morocco, meaning that the real purchasing power of SMIG-level workers has been partially eroded despite the nominal increases. The government partially compensated through direct assistance (fuel price support until 2023, targeted food aid).
Moroccan minimum wage 2026: exact amount and evolution?
The Moroccan minimum wage 2026 — the SMIG — is set at 3 111 MAD gross per month (approximately 310 USD), equivalent to approximately 17.10 MAD per hour for a legal working week of 44 hours. This figure is the result of successive increases implemented since 2022, under the tripartite social agreement (government, employers, trade unions) signed in April 2022.
For 2026-2027, the Moroccan government has confirmed a new progressive SMIG increase, with an expected rise of approximately 5% additional, potentially bringing the threshold to around 3 266 MAD/month by the end of 2026. This increase aims to offset inflation and support the purchasing power of the most vulnerable workers.
- SMIG 2024 (current base): 3 111 MAD/month gross
- SMIG 2026 (confirmed projection): ≈ 3 266 MAD/month gross
- SMAG 2026 (agricultural sector): ≈ 2 420 MAD/month
- SMIG hourly equivalent: ≈ 17.10 to 17.98 MAD/hour
For comparison, the Moroccan minimum wage remains below the French minimum wage (approximately 1 766 € in 2026), but it is one of the highest in North Africa, ahead of Mauritania and Sénégal, and comparable to that of Tunisia.
How is the net salary calculated from the Moroccan minimum wage?
Many employees and recruiters confuse gross and net salary in Morocco. Here is how to go from the gross SMIG to the net salary received in 2026:
The net salary is obtained after deduction of two types of employee contributions:
- CNSS (Caisse Nationale de Sécurité Sociale): 4.48% of the capped gross salary
- AMO (Assurance Maladie Obligatoire): 2.26% of the gross salary
- IGR (Impôt Général sur le Revenu / IR): progressive rate from 0% to 38%, with a flat-rate allowance of 20% for professional expenses
For an employee at the SMIG of 3 111 MAD gross, the monthly net salary is estimated between 2 700 and 2 850 MAD, depending on the family situation (deductions for dependent children, etc.). SMIG-level employees often benefit from a partial or total exemption from IR thanks to allowances.
Practical example: for a gross salary of 8 000 MAD, the net after CNSS + AMO + IR deductions (lower bracket) is approximately 6 400 to 6 700 MAD. For an executive at 20 000 MAD gross, the net is around 15 000 to 16 000 MAD, depending on declared benefits in kind.
It is recommended to use an online salary simulator (such as the one offered by the CNSS or Moroccan HR platforms) to obtain a precise estimate based on your situation.
The Moroccan minimum wage 2026: updated amount and progression
The query “Moroccan minimum wage 2026” directly targets the SMIG (Salaire Minimum Interprofessionnel Garanti), set at 3 111 MAD gross per month since 2024. This rate is part of a continuous upward trajectory: following the increases of 2022-2024, the Moroccan government has confirmed a new phase of progression for 2026-2027 through the tripartite social dialogue. For context, this represents approximately 310 USD per month, the legal equivalent of the minimum wage in France for Morocco.
Note: the agricultural sector has a separate scale, the SMAG (Salaire Minimum Agricole Garanti), set at approximately 2 300 MAD/month, significantly lower than the urban SMIG. These two legal minima govern the majority of Moroccan employment contracts and serve as a reference for sectoral collective agreements. Any amount below the SMIG constitutes a violation of labour law.
Moroccan minimum wage 2026: net amount, gross amount and practical calculation
The gross SMIG in Morocco is set at 3 111 MAD per month in 2026. But how much does an employee paid at the Moroccan minimum wage actually receive after deductions? Here is the breakdown of mandatory contributions applicable in 2026:
- CNSS (employee social security): 4.48% of gross salary, approximately 139 MAD
- AMO (mandatory health insurance): 2.26% of gross salary, approximately 70 MAD
- IGR (income tax): 0 MAD at this salary level (the tax threshold exceeds the SMIG)
Result: the Moroccan net minimum wage in 2026 is estimated at approximately 2 900 MAD/month (approximately 290 USD), representing nearly 93% of the gross. The employer simultaneously bears employer contributions of approximately 21% of the gross (employer share of CNSS, AMO, vocational training tax), bringing the total employer cost to approximately 3 760 MAD per month for an employee at the SMIG.
2026-2027 increase schedule: As part of the social dialogue agreement signed in April 2024, the Moroccan government has committed to progressive SMIG increases over two years. A first tranche was applied in 2025, and a second is expected to bring the SMIG above 3 300 MAD gross by the end of 2027, according to official projections from the Ministry of Employment.
Moroccan minimum wage 2026: comparison with neighboring countries and real purchasing power
To better position the Moroccan minimum wage 2026, it is useful to compare it with the legal minimum wages of countries in the region and to assess what it represents in terms of real purchasing power:
| Country | Legal minimum wage (USD/month, 2026 est.) | Cost of living index (base 100 = France) |
|---|---|---|
| Morocco (SMIG) | ~290 USD | ~42 |
| Tunisia (SMIG) | ~240 USD | ~38 |
| Algeria (SNMG) | ~270 USD | ~40 |
| Egypt | ~130 USD | ~30 |
| South Africa | ~290 USD | ~48 |
| Sénégal (SMIG) | ~120 USD | ~36 |
Morocco ranks among African countries with one of the highest minimum wages in absolute value, but the cost of living — particularly housing in Casablanca and Rabat — significantly erodes this purchasing power. As an indication, the rent for a modest apartment on the outskirts of Casablanca ranges between 2 000 and 3 500 MAD/month, sometimes equivalent to the entire SMIG. Current expenses (food, transport, healthcare) for a single person are estimated between 1 800 and 2 500 MAD/month excluding rent.
This tension between the legal minimum wage and the real cost of living explains why Moroccan trade unions (CDT, UMT, FDT) continue to demand a SMIG of at least 3 500 MAD, and why the informal economy remains structurally significant in Moroccan cities.
FAQ — Salaries in Morocco 2026
What is the average salary in Morocco in 2026?
The average salary in the Moroccan formal sector is estimated at approximately 5 500 MAD per month (approximately 550 USD), with significant variations across sectors. Qualified profiles in IT, finance and industry can reach 15 000 to 25 000 MAD/month in Casablanca or Tanger.
What is the SMIG in Morocco in 2026?
The SMIG in Morocco is set at 3 111 MAD per month in 2026, approximately 310 USD. A progressive increase is planned by 2027 as part of the national social dialogue agreements.
Are salaries in Morocco rising in 2026?
Yes — formal salaries have increased by 8 to 12% between 2023 and 2026 in high-growth sectors (IT, automotive, BPO). With inflation kept at around 2.5% in 2025-2026, real salary growth is positive, particularly for qualified profiles in special economic zones.
What is the SMIG in Morocco in 2026?
The SMIG (Salaire Minimum Interprofessionnel Garanti) in Morocco is set at 3 111 MAD gross per month in 2026 in the non-agricultural sector, approximately 310 USD. In the agricultural sector, the SMAG is approximately 2 300 MAD/month. A new progressive increase is expected for the 2026-2027 period as part of the social dialogue between the government, employers and trade unions. This threshold is often referred to as the ‘Moroccan SMIC’ by analogy with the French system, but the official legal designation remains SMIG.
What is the difference between SMIC and SMIG in Morocco?
In France, the term SMIC (Salaire Minimum Interprofessionnel de Croissance) is used. In Morocco, the legal equivalent is called SMIG (Salaire Minimum Interprofessionnel Garanti). Both designate the wage floor below which no employer in the formal sector may pay an employee. When users search for ‘Moroccan SMIC 2026’, they are in fact referring to the Moroccan SMIG, set at 3 111 MAD/month in 2026.
What is the Moroccan minimum wage in 2026?
The Moroccan minimum wage (called SMIG) is set at 3 111 MAD gross per month on a 2024 base, with a progressive increase planned for 2026 that should bring this amount to approximately 3 266 MAD/month (approximately 326 USD). In the agricultural sector, the SMAG is slightly lower, at approximately 2 420 MAD/month. These figures are expressed as gross salary, before deduction of CNSS, AMO contributions and income tax (IR).
What is the difference between SMIG and SMAG in Morocco?
The SMIG (Salaire Minimum Interprofessionnel Garanti) applies to employees in the non-agricultural sector: industry, trade, services, construction, etc. The SMAG (Salaire Minimum Agricole Garanti) covers workers in the agricultural sector. In 2026, the SMIG is approximately 3 111 to 3 266 MAD/month, while the SMAG is approximately 2 420 MAD/month. This difference is historically explained by the specificities of seasonal work and employment conditions in Moroccan agriculture.
What is the Moroccan net minimum wage in 2026?
The Moroccan minimum wage (SMIG) gross is 3 111 MAD per month in 2026. After deduction of mandatory employee contributions (CNSS at 4.48% and AMO at 2.26%), the net SMIG is estimated at approximately 2 900 MAD per month, approximately 290 USD. IGR (income tax) is not levied at this salary level as the SMIG remains below the tax threshold.
Will the Moroccan minimum wage increase in 2026 or 2027?
Yes. As part of the social dialogue agreement signed in April 2024, the Moroccan government has planned a progressive SMIG increase over two years. A first increase was applied in 2025, and a second tranche is expected for 2026-2027, with a target of bringing the SMIG above 3 300 MAD gross per month by the end of 2027, according to the official commitments of the Ministry of Employment and Professional Integration.
Also see our comparison of money transfer services.
Read also : our guide to investing in Morocco (high-growth sectors, risks and access conditions).
Further reading: Investing in Africa: country-by-country guide · Investing in real estate in Africa.
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